Vendor Liability Insurance
Overview
A customizable package of insurance products for vendors & exhibitors designed to protect you from liability claims associated with the following sales, services, or displays:
- Food & Beverage Vendors
- Arts & Crafts Vendors
- Trade Show Exhibitors
- Farmers Market Vendors
- Convention Exhibitors
- Job Fairs
- Retail Carts
- Mall Kiosks
- Gift Wrap Stands
- D J (Performances less than 200 attendance)
- Character Photo Exhibits (Santa, Easter Bunny, etc.)
- Face Painters
- Game Booths
- Plus Many More
Features
- $1,000,000 Liability Limit
- $1,000,000 Product Liability
- No Deductible on most policies
- No Limit On Booth Size
- No Charge To Name Site / Venue
- No Charge To Name Organizer / Promoter
- Available In All States
- Discounted Pricing For Additional Booths
FAQs
Yes, vendors engaged in the following activities may not qualify for coverage:
Aromatherapy; Body piercing or tattooing; Christmas tree lots; Corn or Hay mazes; Disc-Jockeys for events with over 200 attendees; Fireworks sales & displays; Hot wax impressions; Ingestible Products (except food); Live animals; Massage; Medical marijuana and/or paraphernalia; Medical testing; Mechanical or inflatable amusement devices; Motor sports activities; Nutritional/health supplements; On-site installation/service/repair of products; On-site equipment rental; Oxygen; Time share sales; Tobacco products; Topical Products (creams, soaps, lotions, etc.); Vehicles in motion; Watercraft exhibits on water; Weapon sales; Weight-loss plans or products.
However we may still be able to quote you for most of these activities. Ask us first. Use the Chat feature in the bottom right corner of this page.
Yes, however higher rates may apply.
Here is a list of the major exclusions. Coverage is usually available under a separate policy.
- Injuries to yourself, your employees & your subcontractors (you need a workers’ compensation policy to cover them).
- Damage to property you own, rent or borrow (you need an owned/rented property policy to cover this).
- Auto, aircraft & watercraft claims (separate policies are available to cover you for these exposures).
- Liquor liability (available as an option)
- Abuse / Molestation (separate policies are available to cover you for these exposures)
- Assault & Battery
- Pollution
Eligibility
- Sellers, Exhibitors, Information Providers, Giveaways
- From a single event to an annual series of events
- Corporate, Municipal, & University Risk Managers (SIR/Deductible Buybacks)
Financial Security
- Insurance carriers rated 'A' Excellent or better by A.M. Best
- Insurance carriers rated 'A' or better by S&P for their ability to pay claims
- Our insurance carrier's Policyholder Surplus, on average, exceeds $3,000,000,000 ($3B)
Expandable
- Limits available up to $15,000,000
- Liquor Liability
- Waiver of Subrogation Endorsement
- Primary & Noncontributory Endorsement
- Auto Liability
- Owned & Rented Equipment
- Staff & Volunteer Accident Medical
- Weather & Event Cancellation
