Group Tenant Liability

Overview

Designed to help venues help their tenants secure affordable and readily available insurance that the venue requires in their rental agreements.

As tenants lease your facility, you’ll be able to offer them the general liability insurance specified in your rental agreement. This assures you that the tenant is providing the insurance you require. It also means the tenant will usually pay less for the coverage than they would if they purchased it elsewhere.

The entire process couldn’t be easier. We start your policy with no upfront premium. You offer your tenants the option of buying into your policy (based on a rate chart we provide you) or to go through the hassle of finding & providing their own insurance. Because of our attractive group rates and ease of sign-up, most tenants will opt for your group policy.

The tenant’s premium is based on total attendance and not per event day like most other group policies. This can result in a significant savings for your tenant versus other policies.

Once your tenant decides to buy in to your group policy,  they can order and pay for their insurance via a secure link on our website.  Or you can choose to collect the premium during settlement after the event concludes.

Your tenant is the Named Insured under the policy and you are named as an Additional Insured as required in your lease.

  • Stadiums
  • Arenas
  • Convention Centers
  • Theaters
  • Universities
  • Hotels
  • Municipalities
  • Halls
  • Churches
  • And other public & private gathering places

Virtually any event is insurable, including:

  • Concerts - All genres including most Rap, Hip Hop, Heavy Metal.
  • Conventions & Trade Shows
  • Meetings
  • Weddings
  • Sporting Events
  • Theatrical Productions
  • Auto & Boat Shows
  • Parades
  • Block Parties
  • Poker Runs
  • Renaissance Fairs
  • Walk-a-thons
  • And many others.

Eligibility

Features

  • $1,000,000 liability limit, or higher if required by the venue.
  • Policy is free for the venue. Tenant pays for their coverage.
  • Available in all states.
  • Venue automatically named as Additional Insured for no charge
  • Low premiums.
  • In-house binding authority on most events.
  • Insurance carriers rated 'A' Excellent or better by A.M. Best.
  • Insurance carriers rated 'A' or better by S&P for their ability to pay claims.
  • Our insurance carrier's Policyholder Surplus, on average, exceeds $3,000,000,000 ($3B).

Financial Security

Expandable

  • Limits available up to $15,000,000
  • Waiver of Subrogation Endorsement
  • Primary & Noncontributory Endorsement
  • Liquor Liability
  • Auto Liability