Sports Liability​

Overview

The biggest exposure a sports organizer faces is an injury to an athlete.  Most insurance policies excludes injury to atheltic participants. Our sports policies covers them.

We offer a customizable package of insurance products for sports organizers designed to protect you from liability claims associated with:

Tournaments, Camps, Clinics, Teams, Leagues, Associations, Athletes,  Athletic Departments, Studios, & Races.

Virtually any sport is eligible. Including:

Tennis, Road Races, Softball, Hockey, Biathlons, Skiing, Golf, Weightlifting, Skateboarding, Martial Arts, Rowing, Aerobics, Yoga, Volleyball, Shooting Sports, Historical Reenactments, Triathlons, Swimming, Baseball, Football, Dragon Boat, Fencing, Marathons, Soccer, Basketball, Cheerleading, Boxing, Paddle Board, Lacrosse,  Ice Skating, Pickleball,  Water Polo, and many, many more.

Eligibility

  • From a single one-off event to an annual blanket series of events
  • Virtually any sport is insurable
  • Organizers, Associations, Teams, Promoters, Sponsors
  • Self-Promoting Venues
  • Corporate, Municipal, & University Risk Managers (SIR/Deductible Buybacks)

Features

  • Participant Legal Liability
  • Spectator Legal Liability
  • $1,000,000 liability limit
  • A minimum of $10,000 Participant Accident Medical Coverage
  • Available in all states
  • Sites can be added as Additional Insured for no charge
  • Low minimum premiums
  • In-house binding authority on most events

Financial Security

  • Insurance carriers rated 'A' Excellent or better by A.M. Best
  • Insurance carriers rated 'A' or better by S&P for their ability to pay claims
  • Our insurance carrier's Policyholder Surplus, on average, exceeds $3,000,000,000 ($3B)

Expandable

  • Limits available up to $15,000,000
  • Liquor Liability
  • Auto Liability
  • Owned & Rented Equipment
  • Volunteer Accident Medical
  • Weather & Event Cancellation