Accident Medical

Overview

Accident Medical insurance, unlike liability insurance, is payable without regard to fault and is intended to ‘make whole’ the injured person for out of pocket medical costs resulting form an accidental injury.

Volunteers, performers, cast, crew,  participants, spectators, and staff are eligible for coverage.

Eligibility

  • From a 1-Day to an annual policy term
  • Virtually any event is insurable
  • Volunteer Work
  • Actor's Equity Theatre
  • Snow Ski / Snowboarding
  • Gymnastics
  • Whitewater Rafting
  • Paintball
  • Martial Arts
  • Festivals
  • Scuba Diving
  • Cave Exploration
  • Skating
  • Manual Training Schools
  • Horseback Riding
  • Hunting
  • Parades
  • Boating
  • Bicycling
  • Sports
  • Battle Re-Enactments
  • Haunted Houses
  • Water Parks
  • Virtually any other Special Event

Features

  • $25,000 Accident Medical Limit
  • $5,000 Accidental Death & Dismemberment
  • Higher limits are available
  • Available in all states
  • Low minimum premiums
  • In-house binding authority on most events

Financial Security

  • Insurance carriers rated 'A' Excellent or better by A.M. Best
  • Insurance carriers rated 'A' or better by S&P for their ability to pay claims
  • insurance carrier's Policyholder Surplus exceeds $14,000,000,000 ($14B).

Expandable

  • Event Liability
  • Workers' Compensation
  • Auto Liability
  • Owned & Rented Equipment
  • Weather & Event Cancellation