Accident Medical
Overview
Accident Medical insurance, unlike liability insurance, is payable without regard to fault and is intended to ‘make whole’ the injured person for out of pocket medical costs resulting form an accidental injury.
Volunteers, performers, cast, crew, participants, spectators, and staff are eligible for coverage.
Eligibility
- From a 1-Day to an annual policy term
- Virtually any event is insurable
- Volunteer Work
- Actor's Equity Theatre
- Snow Ski / Snowboarding
- Gymnastics
- Whitewater Rafting
- Paintball
- Martial Arts
- Festivals
- Scuba Diving
- Cave Exploration
- Skating
- Manual Training Schools
- Horseback Riding
- Hunting
- Parades
- Boating
- Bicycling
- Sports
- Battle Re-Enactments
- Haunted Houses
- Water Parks
- Virtually any other Special Event
Features
- $10,000 Accident Medical Limit
- $2.500 Accidental Death & Dismemberment
- Higher limits are available upon request
- Available in all states
- Low minimum premiums
- In-house binding authority on most events
Financial Security
- Insurance carriers rated 'A+ Superior' by A.M. Best
- Insurance carriers rated 'A' or better by S&P for their ability to pay claims
- insurance carrier's Policyholder Surplus exceeds $14,000,000,000 ($14B).
Expandable
- Event Liability
- Workers' Compensation
- Auto Liability
- Owned & Rented Equipment
- Weather & Event Cancellation
