Primary & Noncontributory Endorsement

This endorsement may be required by facilities, and others, to guarantee that your policy pays first on a claim before theirs do (primary) and that their policy will not contribute towards the payment of a claim at all (noncontributory).

This significantly increases your risk of a larger claim and insurance companies charge extra premium for the increased risk.

While a Primary & Noncontributory endorsement seems similar to, or overlap, coverage provided by Waiver of Subrogation endorsements, primary and noncontributory protect the additional insured’s insurance policy from contributing toward the payment of a claim during the claims process; while the waiver of subrogation is intended to provide protection from having to reimburse all or some of the payout after the claim is closed and the insurance company looks to sue other responsible parties for reimbursement.

10736 Jefferson, Suite 1042
Culver City, California 90230


Office Hours: Tuesday through Friday
We are closed on Mondays.

For emergencies while we are closed text: 424-216-8083 (voice calls are not available at this number).

CA License # 0D75425
Licensed In All States

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