Most liability policies excludes injury to athletic participants. Our program was developed specifically to address the needs of sports organizers who need the added protection of having not only the participants insured, but spectators, coaches, officials, and staff as well.

If you are running a camp or clinic, see our Sports Camp & Clinic Liability Program instead.

Here is a copy of our sports participant waiver that we recommend you use. We suggest you talk to your legal counsel prior to utilizing any legal document such as this waiver.

Types of Sports Activities Insured:

  • Aerobics
  • Baseball Teams & League
  • Basketball
  • Biathlons
  • Bike Riding & Racing
  • Bowling
  • Cheerleading (no pyramids)
  • Field / Floor Hockey
  • Fishing
  • Football (Tackle)*
  • Football (Flag)
  • Frisbee
  • Golf
  • Hiking
  • Lacrosse
  • Marathons

*Ages 19 and under

  • Martial Arts
  • Racquetball
  • Rowing
  • Running
  • Soccer (Adult & Youth)
  • Softball Teams & Leagues
  • Skateboarding
  • Skateboard Parks
  • Skating
  • Swimming
  • Tennis
  • Track
  • Triathlons
  • Volleyball
  • Water Polo*
  • Weightlifting
  • Wrestling*

Program Package Highlights:

Liability

  • $2,000,000 Aggregate / $1,000,000 Per Occurrence Liability Limit (Higher Limits Available Upon Request)
  • Athletic Participant Liability
  • Personal & Advertising Injury
  • Contractual Liability
  • Products Liability
  • Additional Insureds Can Be Added

Accident Medical

  • $10,000 Medical Benefit
  • $10,000 Accidental Death Benefit
  • $250 Deductible
  • Covers Participants & Volunteers

Program Features:

  • Available in all States
  • No Roster of Names are Required
  • Low Minimum Premiums

Notable Exclusions:

  • Fireworks / Pyrotechnics
  • Stunts/Hazardous Activities
  • Trampolines
  • Sexual Abuse

Options:

How to Apply:

  1. Click on the Apply Online Button below, complete and submit our application.
  2. Normally within 1 business day, we will email or fax you a written quotation.
  3. Remit payment and your Certificate of Insurance will be delivered via email or fax.
Last Updated: February 18, 2010