Vendor Group Liability

If you are a fair, festival or show organizer who requires or desires all vendors and exhibitors to be insured, we have a Single Event Group Vendor Liability Policy you can offer.

If you don't currently require all vendors and exhibitors to carry their own insurance, you should. Requiring them to have their own insurance reduces your chances of having a claim under your own policy; saving you money, time, and hassle.

The other advantages of a Group Vendor Liability Policy are:

There is no cost to you for this insurance. All premiums are paid to you by the participating vendors.
Eliminates the hassle of obtaining individual certificates of insurance from every single vendor.
No more reviewing and having to have corrected individual vendor certificates of insurance.
You know the coverage being provided meets your insurance requirements.
In most cases you are saving the vendor money and hassle because now they don't have to go out and purchase individual coverage.
The organizer and location are named on the policy as an Additional Insured if required.

Rates:

Total Number of Vendors	Cost
7 or less	$350
8+	$50 per vendor

How It Works

You sign up and collect premium from vendors who need the coverage. We have a convenient online Roster you can use.

Many events add the cost of the insurance to their booth rental fee. In this way, all vendors are automatically covered and you have taken care of your vendor insurance requirements in one simple step.

If you have some vendors who are supplying their own insurance (and are therefore not participating in this Group Policy), send us copies of their certificates of insurance and we will review them for you to make sure they meet your requirements. There is no charge for this service.

You then remit the total premium collected to us along with the roster prior to the start of your event to start the policy.

That's it!

Eligible Vendors/Exhibitors for Group Policies:

Food Vendors
Trade Show Exhibitors
Mall Kiosks
Farmer's Market Vendors
Convention Exhibitors
Retail Carts
Job Fairs
Clowns / Magicians

Arts & Craft Vendors
Gift Wrap Booths
Character Photo Exhibits (Santa, etc.)
Celebrity Appearances
Face Painters
Game Booths
Plus Many Others

Program Highlights:

"A" Rated Insurance Company
$2,000,000 Aggregate / 1,000,000 Per Occurrence Liability Limit Per Event
No Deductible
Additional Insureds Can Be Added
Personal & Advertising Injury
Products Liability (Subject to company approval)

Notes:

Premium rates shown are based on a single event lasting 7 days or less.
Premium rates shown includes a broker fee of $100 plus $10 for each vendor in excess of 5
Additional rates apply if your booth/selling area is larger than 20X20 (400 sq ft.)
Premium is Fully Earned Upon Payment and Not Refundable
This is vendor coverage only. Not event promoter coverage. It is understood you have promoter coverage elsewhere or with us under a separate policy.

Risks Not Eligible:

Animal Acts or Rides
Petting Zoos
Medical Tests
Body Piercing
Tattoos (Permanent)
Activities Involving Bodily Contact
Hazardous Products
Mechanical Devices

Notable Exclusions:

Injuries to Employees
Athletic Participants
Medical Payments
Damage to Property You Own, Rent or Occupy
Collapse of Temporary Structures
Automobile, Aircraft & Watercraft Liability
Fireworks
Liquor Liability

Options:

Excess Liability Limits
Medical Payments
Non-Owned & Hired Automobile Coverage
Workers' Compensation
Adverse Weather Protection

How to Apply:

Here is our quick-quote which describes the terms and conditions of coverage. If you would like a personalized quote, click on the Apply Online Button below, complete and submit our simple 1 page application. We will email you a personalized version of our quick-quote.
Remit payment and your participation roster at least 1 business day prior to your requested starting date and your Certificate of Insurance will be delivered via email or fax.

Last Updated: August 7, 2007