As a business, it is critical to protect yourself against the liability you assume simply by inviting the public to your events.

Liability insurance insures you against accidents and injury that might happen as a result of your normal business operations. It will protect you from payments for bodily injury or property damage to a third party, for the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure.

This coverage is the easiest way to ensure you have the needed protection for your business. It can be designed to provide specific coverage for the exact exposures you might face. Coverage can be provided at a fraction of the cost of what it might cost should you be sued.

No matter how diligent you are in removing all possible hazards from your business operations, you could be sued successfully for accidents resulting from something as simple as the carelessness of a patron. General liability insurance is your last line of defense against devastating claims for things over which you may have little or no control.

The following options are usually available under a liability policy:

• Limits up to $10,000,000
• Liquor Liability
• 3rd Party Property Damage
• Non-Owned & Hired Auto Liability

We provide specific liability products on the following: